How Do You Maximize Your Points with the Capital One Miles Transfer Partners?
by Krish Patel
With over 15 transfer partners, Capital One Miles offer a variety of ways to redeem points for travel. Several Capital One credit cards earn transferable points at good earning rates and come with good welcome bonuses. In this guide, we’ll discuss the best ways to redeem Capital One Miles for travel.
How Do You Earn Capital One Miles?
In order to earn Capital One Miles, you’re going to need a credit card that earns points. The company offers both business and personal credit cards that can earn points. Listed below are some of these credit cards and their earning rates:
Capital One Venture X Rewards Credit Card:
Earn10 miles per dollar on hotels and rental cars booked through Capital One Travel, 5 miles per dollar on flights and vacation rentals booked through Capital One Travel, 2 miles per dollar on all other purchases
Capital One Venture Rewards Card:
Earn 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel, 2 miles per dollar on all other purchases
Capital One Spark Miles Select for Business:
Earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel and 1.5 miles per dollar all other purchases
Capital One Spark Miles for Business:
Earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel and 2 miles per dollar on all other purchases with no annual limit
Capital One VentureOne Rewards Credit Card:
Earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel and 1.25 miles per dollar on all other purchases
If you’re looking to boost your stash of Capital One Miles, you can convert cash back rewards from other cards into transferable points, but you’ll need to pair the cash-back card (ex. Capital One SavorOne Cash Rewards Card) with a points-earning card (ex. Capital One Venture X).
Who are the Capital One Transfer Partners?
As mentioned above, Capital One has over 15 transfer partners that are both hotels and airlines. Listed below are their airline and hotel transfer partners and the transfer ratio:
Aeromexico Rewards (1:1 ratio)
Air Canada Aeroplan (1:1 ratio)
Air France/KLM Flying Blue (1:1 ratio)
Accor Live Limitless (2:1 ratio)
Avianca LifeMiles (1:1 ratio)
British Airways Executive Club (1:1 ratio)
Cathay Pacific Asia Miles (1:1 ratio)
Choice Privileges (only U.S.-based accounts) 1:1 ratio
Emirates Skywards (1:1 ratio)
Etihad Guest (1:1 ratio)
EVA Air Infinity MileageLands (4:3 ratio)
Finnair Plus (1:1 ratio)
Qantas Frequent Flyer (1:1 ratio)
Singapore Airlines KrisFlyer (1:1 ratio)
TAP Air Portugal Miles&Go (1:1 ratio)
Turkish Airlines Miles&Smiles (1:1 ratio)
Virgin Red (1:1 ratio)
Wyndham Rewards (1:1 ratio)
Note that not all of the transfers occur immediately and it may take a few days to transfer.
Which Capital One Transfer Partners Offer the Maximum Value?
The value you get for redeeming your Capital One Miles depends on how you use them. Listed below are some of the best ways to redeem your Capital One Miles.
Book Flights Through Air Canada Aeroplan
Air Canada Aeroplan is one of the best airline loyalty programs out there and uses an award chart that lists award ranges for Air Canada redemptions. The airline also offers fixed rates for many redemptions on Star Alliance partner airlines. What’s great about Aeroplan is that they don’t pass on carrier-imposed surcharges, which makes it possible to book award travel on Star Alliance carriers with low fees and taxes.
Air Canada’s partner award chart provides an excellent value, especially for short haul awards. One-way Economy awards from the U.S. to Canada cost around 6,000 Aeroplan points, which is a good deal if you’re booking Economy Class on points.
Book Short-Haul Delta Operated Flights Through Virgin Red
Virgin Red is the loyalty program for the umbrella of Virgin brands, such as Virgin Hotels, Virgin Voyages, and airlines such as Virgin Australia and Virgin Atlantic. It’s possible to use your points to book travel through Virgin Atlantic Flying Club, which can offer a great value, especially if you’re booking travel operated by partner Delta Air Lines. For example, this one-way Delta flight in Main Cabin costs 7,500 Virgin points plus an additional fee of $5.60.
Book Domestic American Airlines Main Cabin Flights Using British Airways Avios
Capital One Miles transfer to British Airways Executive Club at a 1:1 ratio. One of the best sweet spots British Airways offers is redemptions on domestic Economy flights operated by a partner such as American. Plus, British Airways uses an award chart, and the prices are cheaper than what AAdvantage charges.
British Airways uses the following prices to price Economy Class award redemptions operated by American:
U.S. short-haul flights up to 650 miles in length start at 12,000 Avios each way
U.S. short-haul flights ranging from 651 to 1,151 miles in length start at 16,000 Avios each way
U.S. short-haul flights up to 2,000 miles in length start at 18,000 Avios each way
Conclusion
Capital One Miles offer some great sweet spots to redeem points for maximum value. The company offers multiple hotel and airline transfer partners, and the good news is that a vast majority of their transfers occur at a 1:1 ratio. Plus, Capital One’s credit cards come with good earning rates and welcome bonuses. Once you’ve spent enough on a Capital One card, your next trip will be closer than you think.